Latest Posts

7 Rules of Texting Etiquette

Texting is so easy. No necessary chit chat. You don’t have to worry about grammar or complete sentences and you can abbreviate any of the words. In a nutshell, texting is very convenient. Because of that convenience, many people have gotten very lazy when it comes to being polite and showing respect when texting. Here are some of the commonly held rules…
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Review Doctor Bills and Insurance Statements to Stop Unnecessary Charges

You get closer to financial freedom when you effectively find and get rid of incorrect expenses. Most people get their medical bills and/or insurance statements and promptly file (or throw) them away. By carefully reviewing these statements, you may notice several mistakes in medical charges and by being diligent in following up on these mistakes, you can avoid paying lots of extra…
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You Are Never Too Old To Have A Role Model

It’s often said  imitation is the highest form of flattery, and for good reason. Whether we do it intentionally or not, we all choose people that we admire, inspire us or want to emulate. For young people, role models are typically parents or teachers. Teens may also choose peers, musicians, or other celebrities. Once we reach adulthood, however, we may not be…
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Sometimes Good Enough IS Good Enough

I admit it. Sometimes I’m a perfectionist. I come from a long line of perfectionists. I used to have to do everything perfectly. I hated making mistakes and worse yet, I had little tolerance for other people making mistakes. Being a perfectionist adds unnecessary stress and sometimes good enough is good enough. Perfectionism Comes From Fear It’s true, and it may not just…
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How to Use Credit Cards Wisely

People think that using credit cards is a great way to extend your spending ability. Well, it is and it isn’t. Sure, you can spend, even if you don’t have the cash handy. But the truth is, most people over use credit cards and under pay them. This puts you deeper into debt, you will have less cash available, which in turn…
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5 Ways to Reduce Stress

Today we are getting lots of snow. The schools have been canceled and we are stuck at home. For some, this is a vacation day, a day to relax. For others, not being able to get out can cause stress. Being stressed from time to time is natural. How you handle the stress can make the big difference in the quality of…
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Some Advice I Would Give To My Younger Self

“If I knew then what I know now.” How many times have I heard myself saying that. Wow, my life would have been so different if I knew all of those life lessons earlier. Sometimes I wish I could go back in time and give myself advice. But I can’t and so I need to just keep going forward knowing that I…
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Don’t Wait For New Years to Make Resolutions – Set Your Goals Now!

Starting a New Year’s resolution gives us time to reflect on where we are and where we want to be. But why just do that once a year? Setting smaller, more easily attainable goals gives you a much better chance of success. Many people focus on 21 days to create/eliminate a habit. For me, using the beginning of the month and extending…
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