Financial Freedom

Do You Own Your Possessions or Do They Own You?

I was recently speaking with a friend who was really upset. She and her husband lived in a big house, with a big mortgage. They took their family on frequent vacations. Their children were always dressed with the most expensive clothing. When their children started to drive, they each got new high-end cars. Then college rolled around and they had no savings…
Read more

12 Ways to Cut Your Expenses

One of the best things you can do when you are trying to eliminate debt is to review your spending habits. You may think you are doing everything right but if you look closely there may be lots of places where you are spending unnecessarily. This is not about making a total change to your lifestyle. It is about looking at where…
Read more

Review Doctor Bills and Insurance Statements to Stop Unnecessary Charges

You get closer to financial freedom when you effectively find and get rid of incorrect expenses. Most people get their medical bills and/or insurance statements and promptly file (or throw) them away. By carefully reviewing these statements, you may notice several mistakes in medical charges and by being diligent in following up on these mistakes, you can avoid paying lots of extra…
Read more

How to Use Credit Cards Wisely

People think that using credit cards is a great way to extend your spending ability. Well, it is and it isn’t. Sure, you can spend, even if you don’t have the cash handy. But the truth is, most people over use credit cards and under pay them. This puts you deeper into debt, you will have less cash available, which in turn…
Read more

Get Out of Debt and Enjoy Financial Freedom

The first part of getting out of debt and enjoying financial freedom is knowing how much money you have to spend. You may think you know, but if you are like most people, you only have an idea and may think you are earning more or spending less than you actually are. The best way to really know is to keep a…
Read more

error: Content is protected !!